One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : Well, well, well I had a nice frugal day yesterday. I have had a prescription for glasses (just for night driving) in my nightstand for the last 6 months. I went to one of the stores at the mall when I first got the prescription and they wanted to charge me over $300. Well, I did the hokey pokey and turned myself around right out of that store. Long story short since I generally see okay I’ve put off getting the glasses, but I got a pair for $9.52 shipped thanks to the deal I posted yesterday. I am really excited about that deal.
I also took advantage of the $10 gift card deal at Target that I posted about ($10 FREE gift card when you spend $50). I double dipped and did 2 other deals that each gave me a $5 gift card in the same transaction. I had two $25 Target gift cards from a previous Eversave deal. So… I spent $1.23 out of pocket (after gift card) and I got back a total of $20 in new Target gift cards. Whew, did that make any sense ? I know that cashier seemed rather bugged at the fact that I was using a gift card and getting 3 back. I almost asked if my saving money was annoying to her in some way, but I behaved 🙂
I made all meals at home and paid both mortgages (ouch, that hurt ! ). We are moving in 10 days and will put our current house on the market January 2nd. I can’t wait to only have one mortgage ! You can’t imagine how much it bugs my frugal self to pay 2 mortgages. I have to constantly remind myself that we will be better off in the long run.
What did you do ? I hope you had a blessed day. Leave a comment You could be the December winner. Wow, December 1st already ! I will announce the November winner soon !