One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: We had a nice day yesterday. We puttered around the house in the morning and then we headed to the outlets about an hour away. Ro bought me 2 pairs of sneakers for my Christmas present. When we got back it was time to go to my brother’s house for Christmas Eve. We stayed there for dinner and for most of the rest of the night. We had turkey, fillet mignon, mac ‘n cheese, broccoli and rice and asparagus for dinner. They also had amazing desserts including assorted cheesecakes, cakes and cookies. The company was great and my brother read “Twas the Night Before Christmas” to everyone. It’s a family tradition. We exchanged gifts and everyone seemed to love their gifts. I came home and waited until my nosy girls went to sleep so I could put out their gifts. I did all of my Bing searches while I waited 🙂
What have YOU done to ditch debt ? Let’s make 2018 our year !!