One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: Yesterday was a decent day. We were out and about from about lunchtime until dinner. We are in need of a new kitchen table and chairs. We have been looking on the Facebook yard sale site and casually looking in a few stores. We went to Bob’s Discount Furniture store in Delaware yesterday. It was a nice trip, but unfortunately we didn’t see anything we were crazy about. We ate lunch using a Groupon that I purchased a few months ago. We ate a simple dinner. Ro and I had some online trainings to complete, so we worked on that after dinner. The mail included the new grocery store circulars and a few coupons I’m excited about. We started painting our kitchen before bed. It had already been taped, so the prep work was done. We are going from a deep red to a neutral beige. We got the first coat on about half of the kitchen. It’s a big change, but so far so good. I did all of my Bing searches.
What have YOU done to ditch debt ? Let’s make 2018 our year !!