One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had an okay day yesterday. Ro took the girls to the last day of their basketball tournament. Finally everyone came to play because they won both games yesterday. I stayed home to make a nice dinner for them and to get some Christmas decorations up. I’m wondering if I was a bad luck charm ?? I hope not ! I got a lot accomplished while they were gone. I cleaned up some things in the house, packed sandwiches for the week so the kids can pack their lunches easier.
I got a few things at the grocery store. One of my stores has an amazing gift card deal this week. When you buy $125 in select gift cards, you get back $29 On Your Next Order PLUS you get back 10x the value of the gift cards in points, so in other words I got the $20 reward certificate back AND 12 grocery rewards (I’ll be able to cash in for several FREE products). I bought gift cards for stores that I need to shop at anyway (Lowe’s and a Red Robin gift card because Ro loves Red Robin). I made a big dinner and did all of my Bing searches.
So how about you ?? What did you do to ditch debt and get on the road to financial freedom ? Leave a comment in the comments section and share your journey with us !