One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. I had a coupon for a FREE lunch. I made a simple dinner at home. I got started wrapping presents and then Liv came home from school and asked to help me wrap some family gifts. It’s the first year I may have some present wrapping help and I am oh so happy about that ! The girls had their Christmas band concert last night. Olivia plays the trumpet and Kayla plays the clarinet. The concert was really nice. I did all of my Bing searches, but I didn’t meet any of my Swagbucks goals because I was in and out of the house all day and night.
What have YOU done to ditch debt ? Let’s make 2017 our year !!