One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : Ummm, not a very frugal day for me yesterday… I decided to be a nice mommy and take the girls to go and see The Muppets. I can’t believe it costs so much to go to the movies! Yikes, it was about $40 for the three of us to see the movie and to share a drink and popcorn. It was worth it though. They kept telling me I was the best mommy ever (except Olivia kept saying it really loud when it was quiet in the theater-he he). It’s worth it to be frugal every day so that we can swing the little splurges and make memories.
I got a $10/$10 coupon from JCPenneys yesterday. I LOVE it when I get those. I always make sure I use them before they expire and this one is good thru December 24th woo hoo! I also bought the Barnes & Noble gift card deal ($15 for a $25 gift card). I have someone on my list who will love it.
We went to my sister’s house for ravioli for dinner. We brought cookies for dessert so it was a free evening at least ! We are packing and taking lots of stuff to the new house today. I can’t believe we are moving one week from today ~ Yikes !
What did you do ? I hope you had a blessed day. Leave a comment You could be the December winner. I will announce the November winner soon !