One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: It was a nice day yesterday. I took my van in to get it inspected and to get an oil change. It needed new wiper blades and it was suggested that I get new front brakes. I have a lifetime warranty on the brakes, so I got those. I did have to pay for labor. All in all after coupons I spent $235 including tax for a synthetic oil change, inspection, new wiper blades and new front brakes. I was pretty happy with that. Ro helped to coach a basketball game and the girls went with them. I made all meals at home. For dinner I made beef with barley soup with biscuits and that was a HUGE hit. Kayla is taking some in her thermos for lunch today.
I did all of my Bing searches, but didn’t meet my first Swagbucks goal. I stayed up late to watch the Eagles game. I sold a $15 item to someone from the FB yard sale site. They picked it up and left the $$ under the mat. It was a nice day.
What have YOU done to ditch debt ? Let’s make 2017 our year !!