One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had an okay day yesterday. I went to the grocery store first thing in the morning to get some things we needed for the week. I came home and packed the girls sandwiches for the week. They assemble the lunches in the morning, but I make up their sandwiches ahead of time. We made use of one of my freezer meals for dinner. We had tacos and rice. I did a LOT of laundry. We had a mountain of it and now it’s done – ahhh – feels good lol. The girls and I started the outside decorating process with the lights. Of course our icicle lights aren’t working, but we found a few things to do outside so we at least look a little festive. I did all of my Bing searches. I also added my receipts to my Fetch account – I’m close to earning a $10 Amazon gift card. I listened to some financial podcasts while I was out and about.
What have YOU done to ditch debt ? Let’s make 2018 our year !!