One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had an okay day yesterday. I went to the grocery store first thing in the morning. I got a HUGE pack of ground beef for $1.88/lb. I came home and did some freezer cooking. I made 2 family size batches of meatballs, 2 batches of Salisbury steaks, a family size portion of Potato Volcano meat (I’ll make the potatoes on the day of the meal) and I made the meat sauce mixture for lasagna that will feed us for 2 nights. It’ll be super easy to assemble it on Friday and then we’ll have it for the weekend. We had spaghetti and meatballs for dinner.
The girls had a basketball game after dinner. We lost badly (15 to 36). It was a rough one, but we played the league champs from last year. I did all of my Bing searches. Our mortgage payment was applied to our account. I’m such a dork because I love seeing the balance go down. At this point our regular payment reduces our principal balance by almost $1200. That’s the benefit of a 15 year mortgage. The mail included a few FREE samples and a FREE magazine.
What have YOU done to ditch debt ? Let’s make 2018 our year !!