One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : My husband and I had a date day yesterday. He is off for 2 weeks because of the move so we decided to have a fun day before getting down to business. We started our day by going out for breakfast using a voucher from Eversave. The voucher was for $30 and our bill only came to $21 so I added some yummy fruit salad to go for the girlies (2 FREE containers). They later ate it with dinner. Our next stop was to stop and handle a little business for the house. We went to the cable company and the cell phone store. My hubby shaved $24 off of our cell bill and $14 off of the cable bill.
I was able to go to Bed, Bath & Beyond using a FREE $50 gift card that I got from my Discover rewards. I had a coupon for 20% off of the entire purchase so I essentially got $60 worth of stuff for FREE = woo hoo! We ate lunch out with another voucher (salads at a little restaurant). I made dinner at home in an attempt to eat some of what we have in the freezer and fridge before Saturday.
I also cashed in 60 points from MyCokeRewards for coupons for 2 FREE 12 packs of Coke products. The mailman was good to me yesterday. I got 3 different presents in the mail that I plan to give to people for Christmas. The gifts from vouchers are starting to roll in. I just can’t remember which ones I had sent to this house and which ones will be going to the new house. That could be a little confusing. I have to send everything there from now on 🙂 I should have done it earlier I guess.
What did you do ? I hope you had a blessed day. Leave a comment You could be the December winner.