One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: Ro had the day off yesterday. We ran out and did some errands. I picked up some FREEbies that I got from Kmart. The girl’s have their 11th bday on Tuesday and I was able to get them a few FREE bday presents. I was really happy about that. I also used an Amazon credit to get Liv something she wants for her bday. I’m done present shopping. I think we’ll celebrate their bday with family next weekend, but we’ll have a little cake just for us on Tuesday after dinner. We can give them their presents then.
We had our final basketball game for the season last night. Sadly we lost by 12 points, but we found out an hour before the game that our point guard was sick and wouldn’t be able to play. We also played the #1 team in the league, so we did ok. We had dinner at home after the game. I did all of my Bing searches and met my first Swagbucks goal.
What have YOU done to ditch debt ? Let’s make 2018 our year !!