One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : Sorry I was MIA for a portion of the day yesterday. We had a GREAT day with the twin’s birthday party. The girls kept thanking me for their party. They got little purses with lip glosses from one of their cousins and they kept going up to him saying “Can I keep this ??” . He kept reassuring them that they could, but they couldn’t get over it. I bought them adorable sparkly hats (beret style) and sparkly shoes. They wore them for the rest of the night even after putting their pjs on. I had to pry them off of their little feet at bedtime. Everyone was saying that it was the first get together at our house where everyone could be on the same level *our old townhouse was a 7 level split level with no central air. I think we had almost 30 people and there was plenty of room. I made all of the food except for 2 individual size cakes that I got for the girls. Kayla had a Belle one and Olivia had a Tinkerbell one. They were less than $10 each.
I can’t say it was the most frugal day, but considering that we spent $450 at the “jumpy uppy bouncy” place last year, this year was a bargain. All of their gifts (from us) were bought with daily deal vouchers. We had a HUGE salad (big enough to fill the lid of a large lunchmeat tray) that was bought with a voucher from Eversave, we had “cake pops” bought with a voucher from Plum District and all of the other food was homemade. A few people brought a dish. Almost everyone left with leftovers.
I really wanted to share pics with you guys as you are my extended family. I even had the girls pose in their sparkly hats, but my laptop is still dead and I am using my hubby’s laptop. It won’t upload the pictures for me. I am determined to show them to you guys as soon as I can figure it out OR get a new laptop battery. They look like little models in the hats so you guys have to see the pics.
I’m sorry I can’t be the inspiration for frugality today, but sometimes memories trump frugality and I’m not a bit sorry about it. I will get back on the frugal wagon today, I promise. On that note, check out the little quip sent to me by reader Kathleen :
“My husband says we live in the home of the “free” and the land of the “save”. I posted this on Facebook and my sister-in-law added Oh, say, can you see, by Big Lot’s early light,
What so proudly we scrimp at the nickel’s last gleaming?”
What did you do ? I hope you have a blessed day. Leave a comment You could be the February winner. You could make 2012 your year !