One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: We had a decent day yesterday. Ro had his last day off as he goes back to work today. We ran around and did some “birthday errands”. I had to get cards and gift bags for the girl’s gifts. Today is their 11th birthday !!! They’re so excited. We’ll have a few cousins over later for dinner, but their main family party will be Saturday since most of the family can’t come over during the week. I was able to wrap their gifts and buy some things we needed to make birthday treats. Kayla wanted to bring in homemade sugar cookies with teal sprinkles. Olivia wanted donut holes from Dunkin’ Donuts. I spent a good bit of time in the afternoon making the cookies and packing them up.
We ate all meals at home and Ro and I went to a meeting in the morning. I did all of my Bing searches and met my first Swagbucks goal. I printed the FREE Chobani coupon that I posted about. It was a productive, but exhausting day !
What have YOU done to ditch debt ? Let’s make 2018 our year !!