One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. I got the kids off to school and then I ran to get gas. I used a prepaid gift card that I earned from pet sitting last month. I also went to the grocery store to get a few things. I got 3 free bottles of Suave body wash among other things. My store is offering 40% off of Perdue chicken, so I got a few of those items. I am still under my grocery budget for this week. I don’t think I need much more to get through the week. We are having the girls’ family birthday party this weekend and I’m making some of the food, but I already have the ingredients for those items. I may need to pick up some beverages though.
I met my first Swagbucks goal and did all of my Bing searches. I made all meals at home and packed lunches for today. The girls have 1/2 day tomorrow, so I don’t have to pack any more lunches for this week. Ro and I watched a show we had DVR’d last week before heading to bed.
What have YOU done to ditch debt ? Let’s make 2017 our year !!