One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had an okay day yesterday. Kayla went back to school because she felt better. My hubby, Ro on the other hand hasn’t been feeling well. His heart has been intermittently racing and seems to be getting worse. We scheduled an appointment for the cardiologist for yesterday and found out that he has a syndrome that requires a heart surgery to fix. They will need to insert a catheter and go through a vein to fix his problem. My sister, who is a nurse assures me that it’s not a big deal, but it’s still kind of scary for us. We have a consultation in the city on Tuesday. The surgery will be at the same hospital where my mom was operated on (she had a stroke 4 days after coming home and still can’t speak). That makes me nervous, but is surgery is nothing like what she had to have. We’ll see what happens on Tuesday, but it sounds like it will easily fix the problem with very minimal risk.
Yesterday was a no spend day. Ro wasn’t up to doing much of anything so we ate all meals at home. Dinner was leftovers and was still pretty good. I basically cuddled with the girls. I earned 138 Swagbucks and hit my 14 day goal, so I’ll earn a 100 SB bonus for that by Feb 5th. I also did a survey for another company after the girls went to bed. I scheduled a pick up with my favorite freecycler for Monday. She has a few things to give me including a new 3 piece set of bathroom rugs, drinking glasses + a few other things. I read a few FREE Kindle books with the girls before they went to bed. I got my Bath & Body order yesterday. That was a decent deal. I got 18 foaming hand soaps and a 3 wick candle (really nice) for only $25 shipped. I used a $25 gift card that I got from Discover Rewards awhile back to pay for it so it was $0 out of pocket.
Looking forward to a good weekend. Ro did get some relief from some newly prescribed medication, so hopefully he’ll start feeling better until he can get the permanent fix. The poor guy :(. I hope you guys have something fun planned this weekend.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the February winner be ? We’ll see…