One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: It was bitterly cold here yesterday – for us anyway. When I woke up it was -3 here, which is unusual for us. The girls had Crazy Hair Day so they had a 2 hour delay and they each left with pink, purple, teal and white hair. I spent the day with my mom so my dad could work. My mom and I kept warm watching her shows and having lunch together. I had a NO spend day. I made dinner at home. We had to take a 45 minute drive to a basketball game for our school team. I did all of my Bing searches. The mail included a pre-paid $50 gift card which is a rebate I filled out a month or so ago. I signed up for 2 mystery shopping jobs for next week.
What have YOU done to ditch debt ? Let’s make 2019 our year!!