One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress : It was another no spend day here today. I was going to go to CVS to snag some more FREE gum, but to be honest I had a rough day and was too tired to go. I have also been wanting to go to Target to get a few FREEbies. Maybe today…
I got an email that my Office Max reward is available for printing. I recycle my ink cartridges there and usually use my rewards to buy ink to print more coupons (The circle of savings I suppose. Can you tell I just watched The Lion King for the first time with the girls?). I earned 31 Swagbucks and completed 3 surveys online. I was able to cash out for a gift card from MySurvey. They have great rewards.
I made all meals at home. I actually made 3 family sized meals so 2 went in the freezer for a later date when I don’t feel like cooking. Tonight I am scheduled to do a mystery shop for dinner. It’s pretty awesome. You go and eat and drink and get reimbursed $60 for the meal (for 2). I will have a report to fill out, but it only takes about 30 – 40 minutes or so.
My most exciting news for the day is that I got a call from our real estate agent and we got another offer on the house from another couple. It’s a MUCH better offer than we got from the other couple. We are about 20k apart, but we countered splitting the difference. At least it’s not 40k right?? I am hoping and praying that we hear something positive today. I hope they give an offer back instead of walking away. It’s always a worry, isn’t it? I really want to wrap this up. The only bummer is that they don’t want to settle until the beginning of May, but I can deal with that. Say a little prayer that they come back with something positive for us will ya ?
What did you do ? I hope you had a blessed weekend. Leave a comment You could be the February winner. I can’t believe it’s the last day of the month. Wow ! You could make 2012 your year !