One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a decent day yesterday. Ro is on a medication that alleviates some of his symptoms until his procedure is done, hopefully next week. Thanks for all of the prayers and well wishes. Luckily it’s supposedly a relatively minor procedure although anything heart or brain related is somewhat scary. That being said we had a nice day since he was feeling a little better. Kayla on the other hand was burning up and sneezing and coughing all day. We stayed close to home and ate all meals at home. It ended up being a no spend day. We were tempted to get hoagies for lunch, but I ended up using the last of the lunchmeat and making everyone a sandwich.
I did take a little trip to the bank with Olivia to put $80 in savings. I earned 91 Swagbucks yesterday and completed a few surveys. I prepped a few items for Ebay and a few items for Craigslist. I’ll set up a few listings tomorrow afternoon. I spent some time checking out Pinterest for ideas for puppy themed cupcakes for Olivia’s birthday. She’s obsessed with puppies right now. I’ll have to think of another option for Kayla’s cupcakes. I already bought all of the supplies to make them. Their birthday is Feb. 13th. I can’t believe they’re gonna be 7 already. I wish I could hit the pause button. I have to pay some bills online today. Sheesh, it goes out quicker than it comes in, doesn’t it ??
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the February winner be ? We’ll see…