One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: We had a busy day yesterday. Rudy, our Golden Retriever had to got to the vet first thing in the morning. Our vet is wonderful and we’ve been taking our dogs to her for the past 20 years or so. She doesn’t charge nearly as much as other vets. It still cost $100, but that included flea and tic stuff, ear drops and heartworm medication to make sure he doesn’t get that. He also got his shots, his ears cleaned out and his nails cut. Next, he needs to get groomed. They didn’t have any appointments available this weekend, but it’ll happen soon.
The girls had a basketball game in the afternoon. We lost, but both of our girls played very well. We went out and ran some errands today. We have two celebrations to attend today, so I had to get a gift for one of them. I also went out to do a mystery shopping job at a smoothie shop and I was really annoyed to get there only to find out that they closed early and they aren’t open today. The shop was supposed to be completed yesterday or today, so that’s obviously not happening. We had leftover spaghetti for dinner. I did all of my Bing searches and watched a show that I had DVR’d. It was another full day. I bought a few things for us to have for a superbowl party of our own later today. It should be another packed day.
So how about you ? What did you do ?? Let’s make 2020 our year !!!