One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Yesterday was another NO spend day. That made it a NO spend weekend woo hoo ! I spent a few hours with my mom so that my brother and my dad could go and do something fun. Kayla still wasn’t feeling great, so the girls stayed home with Ro. I had lunch over my moms. All meals were made at home. I had fun with the girls when I came home. I taught them how to play checkers and then we had tournaments between Ro and I and each of the girls. It was really fun. We watched the Super Bowl although our team wasn’t in it (boo!). We had some Super Bowl snacks from the pantry.
I had a few Ebay items sell last night. It’s only $30, but every little bit helps. I earned 142 Swagbucks, so I hit my first and second goal, which will let me snag a little bonus. I did a few surveys and organized a few areas in the house. Ro is home this week. We have to go for a consultation tomorrow. I know he’s happy to get this stuff behind him. I have to watch the budget when he’s home because he likes to be wined and dined – ha ha.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the February winner be ? We’ll see…