One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. It started out kind of rough because I woke up to over 300 identical Spam messages in my email. I think they were sent to be a distraction because after I deleted them I happened to see that there were 2 emails from Zulily. I am a member of Zulily. One of the emails was letting me know that my shipping address had been successfully changed. The other email was thanking me for my order and letting me know that it was being processed. It turned out that my Paypal had been hacked and someone ordered 2 Apple refurbished laptops from Paypal. Since I caught it so fast I was able to cancel the order. I switched my passwords and reported the fraud to both Zulily and Paypal. That took up most of my morning.
I met my parents for lunch. I made dinner at home and worked on paperwork for the rest of the day. I watched a concert with Liv that I had DVR’d the night before. I am taking her to her first concert in March and she is beyond excited. I did all of my Bing searches and worked out the rest of the CVS deal that I plan to do today.
So how about you ? What did you do ?? Let’s make 2020 our year !!!