One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had an okay day yesterday. I spent most of the day at meetings and doctor’s appointments for the kids. I never got to CVS so I guess I’ll save that trip until Friday. I’ll probably be able to add a few more deals to the trip by the time I get there. In between activities yesterday I listened to a new episodes of a few podcasts I really like. I also managed to come home for lunch instead of spending $$ on it out of the house. I bought each of the girls a birthday present. They will turn 12 next Wednesday, February 13th. Wow, how time flies. I miss the little people they used to be, but I LOVE who they are now and it’s so fun. I’ve honestly loved every age and stage they’ve been. What a blessing 🙂 They have plenty of ideas for bday gifts, but they’ll each get a few things and some from family of course. I’ll also make a treat for each of them to take to school that day as I do every year.
I made dinner at home and then the girls and Ro went to a 2 hour basketball practice. I did all of my Bing searches and earned some Swagbucks.
What have YOU done to ditch debt ? Let’s make 2019 our year!!