One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: Yikes I felt miserable yesterday. I don’t get colds often, but this one is a DOOZY. I spent most of the morning getting a shopping trip organized and then when it came right down to it I didn’t feel well enough to go. Luckily the deals last through next Thursday so it will get done eventually. I managed to make dinner and ship off an item that I sold on the FB yard sale site. My profit on the sale will be $25, which isn’t bad for about 20 minutes worth of work. I also earned a few Swagbucks. The girls and Ro went to basketball practice for a few hours during dinnertime. We watched the Sixers game when they got home and then I took some Nyquil and took myself to bed :).
What have YOU done to ditch debt ? Let’s make 2019 our year!!