One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a good day yesterday. I went to the oncologist to review bloodwork and look to see what the next step is for my possible radiation treatment. My bloodwork came out great, so he said that the radiation is recommended, but I can decide whether to do it or not. He said that if it was him, he’d do it. I am looking into seeing how much everything will cost and then Ro and I will chat about it and decide. I went to Walgreens and got 7 more bottles of laundry detergent at well less than $1 each after coupons, rewards and store sales. I also got a HUGE roll of wrapping paper for $1.25 after 70% off savings. I made all meals at home. I also packed lunches for today.
What have YOU done to ditch debt ? Let’s make 2019 our year!!