One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I spent the day with my mom yesterday so that my dad could go to work. We ran out so that she could get him an surprise anniversary card. Today is their 48th wedding anniversary and I knew it was important to her to have a card for him. Usually when I go over we bake or watch her shows. This was the first time she let me take her somewhere, so it was nice. She was able to sit and sign her name (with love) on the card and his name on the envelope. She was very proud of herself. I reminded of her progress because on his birthday (in August), she wasn’t able to write or remember any letters in her first name. She gets sad sometimes because of what she can’t do right now, but I always remind her of how far she’s come. They are blessed to have one another here today to celebrate.
All meals were made at home. I did take the twins to on of our grocery stores because they had some awesome deals that ended last night, so I had to stock the stockpile. I was able to get All detergent for just $.99/bottle and a handful of other deals. After leaving the store we went to my sister’s house to visit with the cousins ! We chatted over coffee and let the kids play. I went to bed early last night without doing any surveys – perish the thought. I’ll have to make up for it today.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…