One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a good day yesterday. I ran to Walmart to do a few deals and return something. I ended up with a store credit, meat for dinner and 4 bottles of Bic White Out for FREE after the store credit. I still have $12 to use next time. I met my parents for lunch and my dad wouldn’t let me contribute (as usual). My mom and I got ice water because we’re sick of the $3 charge for beverages. We had to take a stand lol. I made homemade pizza for dinner. Ro took the girls to basketball practice after dinner. They didn’t get home until almost 8. While they were gone I organized a few FREEbie deals that I wanted to do at Rite Aid and CVS this morning. I also want to go to the grocery store for some really inexpensive Go-Gurt. They were out the other day when I was there, so I’m going to try again this morning.
I did all of my Bing searches, but only earned a few Swagbucks. I was asked to do a small side job this weekend, so that’s a little extra money to add to the budget.
What have YOU done to ditch debt ? Let’s make 2018 our year !!