One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: Wow, I had a frugalicious day yesterday ! I went to CVS, Rite Aid and my 2 local grocery stores. I got SO many great deals. I ended up with 20 laundry detergents, a Physician’s Formula powder compact, 2 Crest toothpastes, 4 boxes of cereal, a 10 lb. pack of ground beef, 10 cans of Campbell’s soup, 2 packs of Thomas’ English Muffins, 3 boxes of Pop Tarts, 2 boxes of turkey sausage, 6 candy bars for the kids, 1 pack of Lance crackers 6ct.,3 boxes of Gogurt, 2 four packs of vanilla yogurt and 6 packs of Huggies. My total OOP after store special, drugstore rewards and coupons was $54.30 and I got back $4.20 in cash back rewards. I also got back $14 in ECB’s and $11 in Plenti Points after all was said and done. At the end of it I was exhausted, but excited at the same time.
I ate leftovers for lunch and made a simple dinner at home. I listened to some of Dave Ramsey’s podcast while I was on my travels. I did all of my Bing searches, but once again only earned a few Swagbucks.
What have YOU done to ditch debt ? Let’s make 2018 our year !!