One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: It was a soggy, rainy day around here yesterday. We honestly didn’t do a lot. We did manage to run out to BJ’s for a few deals. They have the best prices for lunchmeat. We don’t buy much there because I generally get better deals elsewhere, but there are a few staples we snag every few weeks. We made all meals at home yesterday. Ro actually made dinner, which was nice. He usually helps out with the cooking on the weekend.
I got the deals on yesterday and organized my coupons for deals this week. I watched Suze Orman last night for added inspiration. I also watched a few episodes of Extreme Cheapskates yesterday. They can be so entertaining.
It was so funny yesterday. On the way to BJ’s the girls were in the backseat and Ro and I were talking up front. All of a sudden Olivia says “Mommy?” I said “Yes, honey?” She says “Do you like being strange ?” HUHH ? Ro and I laughed so hard we couldn’t respond for quite a few minutes. I still don’t know why she said that except that she watched some of the Cheapskate show and knows I coupon ?? I don’t know, but anyhow, apparently I’m strange – who knew ? I guess Dave Ramsey would be proud of me since he says normal is “broke and in debt”.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…