January 12th ~ What Have YOU Done to Get Debt FREE ?

One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well 

It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.

* I will also be sharing my progress from the day prior.

My Progress: I had another busy day yesterday. One of the twins wasn’t feeling great, so she did virtual school instead of going in. Of course she felt better within an hour so of the bus rolling by, lol. We had a good day. I worked on a bunch of paperwork that I had been procrastinating on. She actually helped me. I have a bunch more to do for the next few days. Getting it all done would take a load off of my plate. I made a big meatloaf for dinner. I made 2 little cheeseburgers with it because the girls don’t really like meatloaf and it’s just as easy to make a few burgers. I watched the Sixers game before bed, which was painful. They are down a bunch of players because of Coronavirus, so it is what it is. I did all of my Bing searches.

So how about you ? What did you do ?? Let’s make 2020 our year !