January 13th ~ What Have YOU Done to Get Debt FREE ?

One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well 

It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.

* I will also be sharing my progress from the day prior.

My Progress: I had another busy day yesterday. I ran a bunch of errands. I dropped off Confirmation forms to the church for the girls. They receive their Confirmation in a few months. I’m late turning in all of the paperwork because of us all having had the Coronavirus. I also picked up some FREEbies while I was out and about. I had lunch with my parents. I went to the bank and paid our home equity loan. I paid our sewer and trash bill by using the drop box right down the street instead of paying for postage.

I grilled chicken and served it with macaroni & cheese and veggies for dinner. After dinner I watched a show with Kayla and then I checked in on the Sixers game. When grilling chicken, I marinated and grilled double the chicken for a meal later in the week. I sliced and bagged up the extra chicken and stuck it in the freezer. I started making my lists for CVS and Walgreens for this week. I may get there Thursday or Friday. I did all of my Bing searches.

So how about you ? What did you do ?? Let’s make 2020 our year !