One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I hung with my mamma yesterday so my dad could go to work. I’m putting my teaching degree to work by trying to help her relearn how to spell. It’s funny how things happen for a reason and maybe I’m meant to be not working for a little while to help her through. It’s been nice spending extra time together. She laughed at me for most of the day for one reason or another. She kept trying to get me to eat prunes for some reason. I indulged her once and she thought the look on my face was so funny that she kept trying to get me to eat more. I held her to just the one though. I’m not a fan. I did start the day with a green smoothie and a little time on the elliptical. By little I mean too little to mention. I’ll let you know when the time on becomes noteworthy – ha ha.
I was too busy to spend money yesterday, which is a good thing. I ate lunch with my mom and earned some Swagbucks while I was there. All meals were made at home. I made breakfast for dinner, which we LOVE. I can always count on everyone enjoying their meal when I do that. I used eggs that were only $.89/dozen at Aldi, turkey sausage that was $1 at my grocery store and pancakes that were made from scratch. It was good and I have leftovers for breakfast the next few days. The mail was pretty boring. It consisted of pleading letters from credit card companies asking us to get one of their cards (nope), catalogs from companies wanting us to buy their products (nope) and free magazines that I signed up for online (yes, please). I am making use of a voucher from a daily deal site that I got months ago. I wanted to use it before it expires. Ro got paid yesterday – whew ! Money has been a little tight, so I’m happy to be back to normal.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…