One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Thankfully I woke up in a much happier (and more productive) mood yesterday. I drank a green smoothie for breakfast and did my little itty, bitty time on the elliptical machine. Next I went and picked up my nephew because he was hanging out with us for the day. I was SO tempted to stop through a drive thru to grab everyone lunch. Luckily I came to my senses quickly and drove home instead. I made everyone sandwiches and chips, which they were quite happy with. I took them swimming for over 2 hours after lunch. They had a great time together.
The kids were starving after swimming for so long so I made dinner as soon as we came home. Everyone cleaned their plates. There was no mail because of MLK day. The girls are off again today. They’ll go back to school tomorrow. Ro is actually off too and hoping to go to lunch. I told him to try and choose a place that I’ve earned a gift card to via one of my survey companies. We watched a free movie together last night on TV. I earned 117 Swagbucks, mostly while watching TV. I requested an Amazon gift card from Swagbucks.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…