One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: School and work were canceled for everybody here yesterday. I made all meals at home. Ro and I are still replacing a meal or two a day with a green smoothie, but I made sure everyone ate well. Ro spent a good part of the morning shoveling snow because we got hit with almost a foot of it. We are sharing an old, beat up snow blower with the neighbor across the street. We’re going to buy one once the prices come down at the end of the season. For now, we buy the gas. Our neighbor wants to get a new one too, but for now we’re all making it work.
We stayed home for most of the day, but we did venture out to Walmart to snag a few deals. My girl’s feet are growing at the speed of light so I needed to get them some new socks. I also got some FREEbies. We are eating from the pantry and freezer this week, so I’m only getting groceries that are free. I listed a few things on Ebay. I also added some MyCokeReward points. I earned 178 Swagbucks. I requested a $5 Amazon gift card.
The girls go back to school today after almost a week of being home. I am going to spend the day with my mom so that my dad can go to work. I’m going to try to do some FREEbie deal shopping tomorrow. Maybe my mom can help me cut coupons. It’s good occupational therapy and she likes doing it.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…