One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Yesterday was the first day that the girls went to school in the past week. They had an extra day off for MLK day and then the snow hit… I spent the day with my mom because my dad had to work. Ro was off so he stayed home and got some things done and appointments scheduled. It was a no spend day and all meals were made at home. I made a pan of brownies to take to my sister’s house. We went over there at 6 so the cousins could play. We had a good time catching up over coffee. I resisted eating the brownies, but it was SO hard.
I’ve decided that I’m too clumsy to drink out of a glass. I think I’ve broken 3 glasses in the past 2 weeks. It’s always when I’m washing them. They get soapy and slip out of my hands. I did it again yesterday and this one was a doozy because some of the glass bits got lodged in the garbage disposal, which locked up the mechanism and caused it to stop working. Luckily for me my dad happened to stop by and was able to fix it within 90 seconds. Thank God for my dad because that would have cost some money.
I earned 117 Swagbucks yesterday. I also did a few surveys. I signed up for a few House Parties and downloaded some free Kindle books. I’m almost at the end of a great book, so I like to have some options for my next read. I’m a picky reader, so it helps if I have at least 5 to choose from. Today is Ro’s last day at home and our first day without someone to take care of (kids or my mom), so we’re hoping to have a little date day. We may splurge on lunch. I have a few gift cards from survey companies, but I’m going to let him pick and he usually picks a place I don’t have a gift card for. Oh well, sometimes you just have to budget for a little fun 🙂
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…