One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Ro was off again yesterday, so we had ourselves a little date day. We started out by getting the girls on the bus and taking our van to get a FREE oil change from the dealer. We’ll get free ones for the first two years, but that will sadly be over soon. We also needed the tires rotated and the pressure checked because we’ve had a tire pressure light on lately. It usually comes on in the cold weather. We left the car there and headed out. Ro let me run into Dollar General to check out the $.25 clearance. I was able to get 6 bags of items for just under $9. My items included several large embellished Christmas gift bags, 2 boxes of assorted Christmas cards (72 cards total), 4 containers of icing, 2 cake mixes + a host of other items. Even Ro was really excited about what I got and he doesn’t get excited about deals (unless they are on things for him :)).
We treated ourselves to lunch out, but had breakfast and dinner at home. The mail was all junk except for a $5 gift card for Sam’s Club and a $27 check from a survey company. I earned 104 Swagbucks. I checked in on my Ebay items and a few of them have bids on them even though they still have a few days left to go. I took the change from our piggy banks and cashed them in. I split the money in half and put it in the girl’s saving accounts. They don’t have a whole lot in there, but it’s a start. It was a good day. I hope you had one too !
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…