One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a decent day yesterday. When the girls got on the bus I ran to the grocery store to snag a few hot deals again before the deals changed over this morning. I was able to get 12 boxes of cereal, a gallon of diet iced tea and 2 packs of Chi-Chi’s tortillas for $7.33 after coupons, store deals and cash back. We are pretty stocked up on cereal for now so I can concentrate on whatever the “go to” deals are for this week. I ran into Kohl’s to pick up a few things I had ordered online with Kohl’s Cash over a week ago. I also stopped at the post office to mail off a gift card that I sold to someone on the FB yard sale site. I set up a meet up for today to sell a phone case I’m not going to use. It will sell for $15, which I’ll use to get one of the girl’s something for her birthday, which is coming up (Feb 13th).
I spent the day with my mom. We had lunch together and watched all of her shows. My dad went to work for the day. I got pizza for dinner because I wasn’t home all day to prepare a meal. It rained all day which I don’t mind, lol. I did all of my Bing searches and earned some Swagbucks.
What have YOU done to ditch debt ? Let’s make 2019 our year!!