One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: We had a good day yesterday, but we did splurge on lunch out. We all drank water and Ro and I shared a lunch and the girls shared a lunch. We all left full and happy and we spent less than $20 including a tip. I did run to Big Lots. They were giving an extra 20% off and we were out of our favorite bread. I got it for $1.18/loaf and it’s $2.99 in my grocery store. It’s all natural. I also got a few other deals while I was there. We had 2 snowstorms yesterday and we were out of salt, so I picked up some while I was there.
We ate breakfast and dinner at home. Actually I took the girls to play with their cousin, so we ate over there. We stayed for a few hours and had a great time, as usual. I did all of the drugstore deals for all of us and earned 128 Swagbucks. I’m starting to get the hang of earning more everyday, so I am putting together a post on it. I spent a little time checking out my store circulars to plan out my deals for the week. I have the meals for today planned, so we aren’t tempted to eat out. It was a good day 🙂
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…