One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: Yesterday was all about family around here. I gave the girls a bath first thing in the morning. I also made breakfast and dinner at home. We drove out to see my brother who lives an hour away. We met my parents out there and we all brought something to contribute to a pot luck lunch. We had a great visit. It cost some money for gas, but it was well worth it. After we got back home, we picked up snow pants and ran over to my sister’s house to have the cousins go sledding together. They had over an hour of going up and down hills. They fell asleep SO fast last night.
I did run into the grocery store for some fruit for green smoothies and lunchmeat for the week. I also got gas. I packed the girl’s lunches for today and straightened out their book bags for the new week. I earned 91 Swagbucks yesterday, which helped me meet my daily goal. I’ve been meeting it every day now for about 10 days, which should earn me a bonus. I organized my stockpile and planned out the meals for the week. I seem to struggle with meal planning, so I am trying to get that piece in place for us this week.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…