One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I took the girls to school because we were running late in the morning. Ro went back to work too, so it was my first day on my own in awhile. I got some cleaning done around the house, did my little bit of time on the elliptical (it’s been 3 weeks now, why isn’t this getting any easier ~ sheesh). I ran into the grocery store just to snag a few freebies (with coupons). I made all meals at home including The Potato Volcano for dinner, which everyone loved. There wasn’t a drop left and everyone was satisfied.
We got a few things in the mail including 2 free magazines, a check for $58 from a survey company and 2 coupons for free kid’s meals from Bob Evans. The twins will be 7 soon, so the birthday freebies are starting to roll in. I downloaded a few free Kindle books (I posted a few for you guys too). I cashed in a lottery ticket that we won $10 on. The weather here will be freezing here for the next few days (1 digit temps). I guess it’ll cost more to heat the house, but I’ll make use of our fireplace to help out.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…