One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: My day stunk yesterday. Sorry, but it did. It started with Kayla saying she had an upset tummy. She ended up staying home even though she had 3 tests in school. Olivia cried about having to go without her sister, but in the end she decided she should go because of the tests. I came downstairs only to find that our kitchen faucet was broken. I still don’t know what happened to it, but it looked like someone was really rough with it and broke it. I ended up having to pay for a new one and a plumber. I’m sure my dad would have put it in for me, but I didn’t want to be a burden to him. He has so much on his plate already. I think the faucet with the labor cost just under $400, which was NOT planned for. It kind of got me in a bad mood.
I made all meals at home. The mail was all junk. I earned 218 Swagbucks. I did 15 minutes on the elliptical and 15 on the treadmill and it was all HARD. Why isn’t it getting any easier. I’ve been doing it for 3 weeks now. Shouldn’t it be getting easier? It’s not even a long amount, but yet it’s so hard for me. Wow, I’m just a ray of sunshine, aren’t I ?
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…