One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. It was SO cold outside. I think it was a polar vortex or some such thing… The girls had a 2 hour delay. I went to the grocery store just to get a few things. I spent less then $10. I also ran into Dollar General to get some nasal spray for the girls. They each have a stuffy nose and nasal spray is only $2 each at DG. I think it’s almost $10 at CVS and I refuse to pay that !!! It’s Catholic Schools Week this week so they have fun things to do every day this week. Today is crazy hair day. I took them to Sally’s Beauty to get some spray in temporary hair dye. Kayla chose teal and Liv picked hot pink. They looked super cute going to school this morning. We went over to my sister’s house to celebrate my niece’s 7th bday. I did all of my Bing searches and met my first Swagbucks goal.
What have YOU done to ditch debt ? Let’s make 2019 our year!!