One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had another busy day yesterday. I spent the day with my mom so my dad could go to work. We had lunch together and did our usual Thursday things. My dad scanned and emailed some documents to Liv and Kayla’s AAU coach, which saved me a few $. We don’t have a way to scan things. We had pizza for dinner because our local pizza shop has a Thursday special where they only charge $8 for a large pizza. If we’re craving pizza, we wait until Thursday, lol. I ordered a nice gift from Amazon for my niece because I had a credit. It ended up being free. Her birthday isn’t for awhile, but I have something I know she’ll love all ready for her.
We had a basketball game after dinner. We lost to a really good team, but the team played well. Olivia and Kayla’s teacher came to watch them play for the first time, which was really fun for them. I did all of my Bing searches.
So how about you ? What did you do ?? Let’s make 2020 our year !!!