One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: We had a cozy little snow day yesterday. I think we got around 6-8 inches of snow. I’m sure many of you are used to much more, but for us it closes down school. The girls actually slept in. Kayla was up by 8:30, but Olivia slept until 9:30 or so. I got up around 7:30 and jumped in the shower. I ran downstairs to hop on the elliptical while I still had a few minutes to myself. I didn’t last long on the elliptical. As a matter of fact, I’d be embarrassed to say how many minutes, but as they say “The journey of 1,000 miles begins with a single step”. I’m going to remain faithful to this goal and see what happens. I hid my scale because it messes me up to get weighed. I get frustrated if I don’t lose enough and then if I lose too much I think “Sheesh, I don’t want to waste away I should really eat something”. I’m a mess, but I need to get it together.
On the debt free front I made some phone calls to use up 2 vouchers that were in my daily deal account. I want to use them up before they expire. They were both a great deal and I’m super excited to use them. My dad texted me to tell me that the laptop that he’s been looking at for me was fixed. I was so excited. That saved us from having to get another laptop. We ate all meals at home. I made dinner for breakfast, which is always a hit. I made 4 loaves of homemade banana bread. I froze 2 of them and will take a loaf over to my parent’s house sometime today. I ran to Target with my sidekicks and looked over the Christmas clearance items. I’m surprised at how much is still left. It was all marked 50-70% off. I got 3 bags of the mint M&M’s. They were marked $1.24 each and I had a $2/3 printable coupon, so they were super inexpensive. I also got some Up & Up items with the mobile coupons.
It was a cozy, snowy day with some deal shopping mixed in.
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…