One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I woke up, went into the bathroom and the toilet wouldn’t flush – hmmm. I turned the sink on to discover that we had no water. Ro called his buddy (after asking if I paid the bill) and we discovered after a few hours that the pipes in the front of the house were frozen. We had record low temps overnight and apparently the pipes in our basement had no insulation. My dad brought over a space heater and after a few hours everything thawed out. Ro went to Lowe’s and got some insulation and took care of it (with the help of said neighbor). The water came back on by about 2:30 pm. We were so thankful because we dodged a major expense. If those pipes had burst we’d likely have owed a few thousand $$’s in repair bills.
I took the girls with me to get few deals done. I did take them out for a quick lunch, but we used coupons, so their meals were only $2 and mine was $3. I did a few drugstore deals before they rolled over today. We also ran to the grocery store to snag 2 or 3 deals that were expiring last night. We had a little family football party with snacks and drinks last night because our team was in the playoffs. We lost (bummer), but our little party was fun anyway. I earned 113 Swagbucks and did the drugstore deals after the girlies went to bed. I DVR’d Suze Orman because of the game. I prepped a few Ebay items for shipping tomorrow. I also planned my drugstore deals for this week. I am stocking the stockpile this week. One of my local grocery stores has great deals this week and I printed off lots of coupons to go with it.
There are TONS of coupons in the newspaper today, so be sure to snag at least a few papers !
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…