One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $25 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I had a decent yesterday. I got up and did my little itty bitty time on the elliptical machine. I don’t want to tell you the number of minutes I can do it so far, but let’s just say that I can’t make it through a television show. I’m going to keep doing it in the hopes that someday I can last a whole tv show (at least a 30 minute one). I also started the day with a green smoothie, which I haven’t had in awhile. So, I started out my day great.
I went to the grocery store to snag some deals after I cut some coupons. I did pretty well by saving 56% with my store card and coupons. I came home and made a really good steak, mashed potatoes and green beans for dinner. The steak was only $4.05 because it was clearanced. The good thing is that it was already marinated with a delicious rub, so all I had to do was stick it in the oven. All other meals were made at home too. The mail wasn’t that interesting, but we did get a few free magazines in the mail. I also got some grocery items from Amazon that were bought with a credit. In addition to shopping, cleaning,cooking and packing lunches for today, I also gave the girls a bath before bed.
It’s FREEZING here today. We had single digits overnight. We were so blessed to have a warm home to sleep in. I worry about those who aren’t so lucky :(. I hope you guys are all cozy and warm !
What did you do? Leave a comment We’d love to hear about it You could make 2014 your year. Who will the January winner be ? We’ll see…