One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $205,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well !
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt.
I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
The challenge is to leave a comment about what YOU have done to work on getting debt free each day. One winner will be chosen to win a $50 Amazon gift card at the end of each month. To participate in the challenge you must comment on at least 10 posts during the month.
* I will also be sharing my progress from the day prior.
My Progress: I could have been more frugal today, but it wasn’t too bad. Ro had to take in his truck to get a little work done. I actually cost $224 total, so it could have been much worse and we paid with Discover and then I came home and made a payment to Discover. That way I’ll earn cash back on it.
I got a coupon from MyCokeRewards for a FREE spicy McBites from McDonalds. I ordered it a few weeks ago and actually had enough points to earn another one on Friday. Ro had to get his picture taken for his license yesterday, so we decided to take the kids out to lunch somewhere different. I ordered a 10 inch pizza and was able to share it with both girls. That actually saved $$ and saved some on my waistline. Lunch came to $19.50 + tip, so that wasn’t bad.
I took $20 used it to take the girls to Chuck E. Cheese last night. We spent 2 hours there and had a blast. I played about 15 games of air hockey with Kayla. We had SO much fun. I told her she was “going’ down” and she thought it was so funny. Both girls really enjoyed our time together. We had much more than $20 worth of fun. They won 121 tickets and thought they were rich. They told me they’d get me any prize I wanted with it. Little did they know that 121 tickets buys you like 4 smarties candies – ha ha.
What did you do ? I hope you had a blessed day. Leave a comment You could be the July winner. You could make 2012 your year !