One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a busy day yesterday. The girls were on a sleepover and then off to basketball practice and team activities for most of the day. Ro picked them up after work. While they were gone I made a grocery list for a store that’s a little further than our usual store. I was able to get 3 FREE boxes of water ice and 3 FREE boxes of Whole Fruit Bars among other things. I paid $40 for several bags of groceries and got back $10 from ibotta. Ro brought home Perogies for dinner. I just had to cook them. They all love perogies. I’ve never really had them. I tried one and then had leftover spaghetti to go with them.
The mail included 4 FREE books from Kellogg’s Family Rewards. When you buy a box of Kellogg’s cereal you can get a free book. There are 125 books to choose from. There is a 10 book limit per member. I got 2 free boxes of Frosted Flakes with marshmallows at the store after coupons and an ibotta rebate. I submitted my receipt, so I should get another 2 free books from that. The books that I got yesterday are for the girls. They have some summer reading to do for school, but I like having books on their bookshelf that they haven’t read. It’s the teacher in me he he. I did all of my Bing searches.
So how about you ? What did you do ?? Let’s make 2020 our year !