One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a pretty good day yesterday. Ro and Kayla went grocery shopping which usually makes me nervous because of the budget, but they actually did a great job and they used the loyalty card. The girls had a rec. basketball game which they won 29-10. We stayed after that to watch my nephew’s game right afterwards. I made cheeseburgers on the grill for dinner. I am giving the girls each $100 to get some summer clothes. It’s fun to see how frugal they are when it’s “their” money. They are growing so fast, so we usually have to get a new wardrobe each season. We went to Kohl’s and Walmart. I picked up a free (after Kohl’s Cash) item for me. Liv bought a few pairs of shorts. They both got some things at Walmart. We will probably check out Target today. I did all of my Bing searches.
What have YOU done to ditch debt ? Let’s make 2019 our year!!