One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had an okay day yesterday. It was the first day of the girl’s summer break. Today is Ro’s birthday, so we spent most of the day yesterday getting things ready to celebrate him. We went to his favorite store and got him some summer clothes. I had a $20 gift card that was sent in the mail last week. That helped. We ate all meals at home. Olivia and I made spaghetti and meatballs. We have some left to go with dinner tonight. The girls had a basketball game after dinner. They won 22-5. Liv had 12 points and Kayla had 4. They both played great defense too. It’s so fun to watch. Liv has a game tonight with her AAU team tonight at a local college.
We baked Ro’s birthday cake. He asked for a 2 layer cake – one layer red velvet and the other layer vanilla. We also wrapped all of his presents and made cards. I like having everything done ahead of time. We just have to ice the cake today. My parents went to the shore, so I am watching their dogs for a few days. I took care of them in between activities. I did all of my Bing searches. I have enough points for a $5 Amazon gift card. I have enough for a $50 gift card through Swagbucks. I’ll cash out soon…
What have YOU done to ditch debt ? Let’s make 2018 our year !!