One of the biggest reasons for creating MommyLuvs2save was to create a community of moms and dads who want to help their family save money when buying essentials in order to free up money for debt repayment. My own family has paid off over $111,500 in consumer debt including credit cards, student loan debt and 2 vehicles. I am a teacher at heart. I want to use the skills that I have learned to help YOU ditch debt. I want to encourage each of you in your efforts so that one day you can feel the freedom of being debt free. I’m not quite there yet either (we still have a mortgage) so I need encouragement as well
It can be very difficult to pay down debt. There are many temptations to spend money. We live in a culture that encourages debt and spending. In addition, expenses come up and there never seems to be any extra money for paying down debt. I want to urge each of you to participate in a challenge. Just leave a comment about one positive step you’ve taken for your family each day. Did you eat in instead of going out? Did you save money at the grocery store? Did you pay extra on your credit card? Leave a comment below and we will cheer one another on every day and every step of the way.
* I will also be sharing my progress from the day prior.
My Progress: I had a decent day yesterday. It was the last day of school for the twins. They both got really good report cards. I picked them up from school at 11. They only had to go in for an end of the year church service and honor roll recognition. We ate lunch and dinner at home. I went to Hallmark because all Hallmark Crown members get a free card EVERY Friday through the end of July. I got mine for this week. I picked up my Kmart order. They are doing a promotion right now where if you spend $30 sitewide, you get $30 back in points. I got each of the girls new sheets for their beds to match our new paint job. They are thrilled with them and they’ll only cost me $5 after I get my points !
I did all of my Bing searches and I met my first Swagbucks goal. My nephew came over for a few hours to hang out with the girls. He had dinner with us. My sister came and picked him up and stayed to chat for awhile. It was a nice day.
What have YOU done to ditch debt ? Let’s make 2018 our year !!